Financial services India | Essel Finance

Terms and Condition

 
The Standard Terms set out herein shall, if the Foreign Exchange Transaction Agreement so provides, be applicable to the Customer. If there is any inconsistency between the Terms and the Foreign Exchange Transaction Agreement, the Foreign Exchange Transaction Agreement will prevail.
"Agreement" means Foreign Exchange Transaction Agreement (including but not limited to duly accepted the proposal letters, commercial terms of offer to sell & purchase of foreign currency, Prepaid Forex Cards, Foreign Currencies and Traveler Cheques agreed by the customer and Essel VKC) the Annexures and addendum / extension / renewal, if any, collectively known as Agreement. 
"Customer" means the person(s) named in the Foreign Exchange Transaction Agreement and shall, unless it be repugnant to the subject or as the context may permit or require, include its successors and permitted assigns. 
"Customer Information" means any and all information or data that is provided by, through or on behalf of Customer or any affiliate to any Essel Forex personnel, or is otherwise acquired by any Essel Forex personnel in the course of performing services under this agreement that relates to any: (i) current, prospective or former customer (whether an individual, business entity, governmental unit, or otherwise) of Customer or any affiliate. 
"Forex Services", shall mean services relating to buying and selling foreign exchange by means of including, but not limited to Prepaid Forex Cards, Foreign Currencies and Traveler Cheques provided by Essel Forex, hereinafter called as the Services. 
"Governmental Authority" shall mean any international, national, provincial, municipal, local, territorial or other governmental department, regulatory authority, self-governing agencies, judicial or administrative body, domestic, international or foreign.  
"Intellectual Property Rights" means all patents (including originals, divisional , continuations, continuations-in-part, extensions, foreign applications, utility models and re-issues), patent applications, designs (including all registrations and applications therefore), copyrights (including all registrations and applications therefore), trade secrets, service marks, trademarks, trade names, trade dress, trademark applications and other proprietary and intellectual property rights (whether or not any of these is registered and including applications for registration of any such thing), including moral rights and all rights or forms of protection of a similar nature or having equivalent or similar effect to any of these which may subsist anywhere in the world. 
"Law(s)" shall mean any declaration, decree, directive, legislative enactment, order, ordinance, regulation, rule or other binding requirement of or by any Governmental Authority. 
"RBI"means Reserve Bank of India. 
"Terms" shall mean these terms and condition and / or the terms and conditions posted on the Essel Forex website from time to time. 
"Essel Forex" refers Essel Forex Limited, a company duly incorporated under the Companies Act, 1956 as amended from time to time and registered with Reserve Bank of India as an Authorized Dealer Category-II and having its registered office at Gee Gee Universal, 3rd Floor, No.2, McNichols Road, Chetpet, Chennai, 60031, India, which expression shall, unless it be repugnant to the context and meaning thereof, be deemed to mean and include its successors and assigns. 
"Essel Forex Personnel" means Essel Forex and each of its employees, along with any subcontractors or agents of Essel VKC.

SERVICES

Essel Forex shall provide and perform: (a) the services, functions and responsibilities described in this Agreement (including without limitation all exhibits and Statement(s) of Work), as may be amended and supplemented from time to time; and (b) any services, functions or responsibilities not specifically described in the above clause but that are inherent in or necessary for the proper provision and performance of such services, functions and responsibilities. The services, functions and responsibilities described in this Agreement are referred to collectively as the "Services".

CONFIDENTIALITY

Each Party shall take necessary measures and precautions to safeguard all confidential information in their possession and to prevent unauthorized disclosure thereof by any of its employees, agents, or representatives. All confidential and proprietary information of a Party (including the Proprietary Data) ["Confidential Information"] hereto that is made known to the other Party during the term of this Agreement, shall be received in confidence and the receiving Party shall not disclose or use the same for any purpose, except for complying with its obligations under this Agreement or required to be disclosed by Law or by order of a court, or by any governmental agency / authority / regulatory body. In particular, such confidential information shall not be used for the benefit, financial or otherwise by any Party, its employees, without prior written approval from the disclosing Party. However, such obligation shall not cover confidential information 

a.) Which are already known to, or in the possession of the either party prior to receipt of such information. 

b.) Which are legally received by the either party from a third party without any confidentiality obligation.

c.) Which are in the public domain or enter the public domain through no wrongful act of either party.

d.) Which can be proven by the either party to have been developed independently having no access to other party’s Confidential Information. 

e.) Already known to the public at the time of disclosure.

Neither Party shall be liable for disclosure of confidential information if disclosure was required by law, rule or regulation including RBI or other regulatory authorities or was in response to a valid or der of a court or authorized agency of government or other legal process, Upon expiry / termination of this Agreement or on a demand from the disclosing Party, the receiving Party shall promptly return to the disclosing Party, all correspondence, documents and all materials or items belonging to such Party. 

The Parties shall, and shall cause their respective employees to, hold all confidential information in the strictest of confidence at all times, making no use thereof other than in connection with the performance of their obligations under this Agreement. Neither Party shall, without the prior written approval of the other Party: (i) release any confidential information to any third party other than its employees who need access to such confidential information in order to perform their obligations under this Agreement; or (ii) duplicate or otherwise reproduce any confidential information except as required in connection with the performance of their obligations under this Agreement. The Parties shall en sure that their employees are made aware, prior to the disclosure of such confidential information, of the confidential nature thereof and that they owe a duty of confidentiality to the Party disclosing confidential information. 

In the event that any of the Parties hereto becomes legally compelled to disclose any confidential information, such Party shall give sufficient notice to the other Party to enable the other Party to prevent or minimize to the extent possible, such disclosure. The Party which received the confidential information will fully co-operate with disclosing Party in connection with its efforts to obtain any such order or other remedy. If any such legal requirement does not allow giving the notice referred to above, the Party receiving the confidential information will make such disclosure only to the extent that such disclosure is legally required and will use its best efforts to have confidential treatment accorded to the disclosed confidential information. 

The obligation to maintain confidentiality of the confidential information shall survive the expiry or termination of this Agreement.

INTELLECTUAL PROPERTY RIGHTS (IPRS)

a) Each party shall own all intellectual property rights in respect of its respective websites and other services, including any literature, manuals, reports, research papers, data, flow charts, drawings, designs, diagrams, tables, software, source code or object code or other information or materials in whatever form and on whatever media stored or held, acquired, created, developed, designed or otherwise prepared by the respective party and any related patents, trademarks and service marks, Party’s name, logo, trade names, database rights, registered designs, utility models or applications for any of the foregoing. Design rights, copyrights and all or any similar or equivalent rights arising or subsisting in any country in the world shall be owned by such party and all or any part thereof shall belong to such party absolutely. 

b) Neither party shall use or infringe on the other’s IPRs at any point of time except as otherwise provided herein. Both the parties further undertake to help each other on a best effort basis in case of infringement by a third party of either party’s IPRs.

REPRESENTATIONS AND WARRANTIES

The Parties hereto represent and warrant to each other that:

a. Each of the Parties is duly formed and validly existing under the respective laws that they are subject to with full power and authority to conduct the business as contemplated in this Agreement. 

b. Each Party has full power, capacity and authority to execute, deliver and perform this Agreement and has taken all necessary action (corporate, statutory or otherwise) to authorize the execution, delivery and performance of this Agreement. 

c. This Agreement and any other agreement executed in connection herewith, if any, have been duly executed and delivered by each Party and constitute legal, valid and binding obligations of such Party, enforceable against the other Party in accordance with the terms of this Agreement. 

d. Each of the representations and warranties set out above are and shall remain true and accurate in all respects at the execution hereof in respect of each Party and that all documents provided to the Parties by each such other Party as required by this Agreement or otherwise, are true and accurate in all respects and fully, and accurately disclose every matter to which they relate. 

e. Each of the representations and warranties, given above is without prejudice to any other warranty or undertaking and except where expressly stated no clause contained in the Agreement governs or limits the extent or application of any other clause in any other agreement. 

f. All of the representations and warranties made under this clause shall survive the execution and delivery of this Agreement and none of the Parties shall take action nor permit action to be taken which would cause any of such representations or warranties to be no longer true or correct in all respects. 

g. Essel Forex represents and warrants that it has obtained all the authorizations, approvals, licenses to operate and provide foreign exchange services and to fulfill all its obligations under this agreement and it shall maintain the same during the tenure of this Agreement. 

h. Any claims arising out of non-compliance of any legislation in force relating to foreign exchange services provided under this Agreement would be the sole responsibility of Essel Forex and Customer will be in no way held responsible for any such claims arising thereof. 

i. The employees of Essel Forex shall continue to be the employees of Essel Forex and work under its directions and shall not become or claim any employment from Customer virtue of providing the services, irrespective of the location of their work.

DOCUMENTS REQUIRED FOR TRANSACTION PROCESSING

As per Anti Money Laundering (AML) Guidelines of the Reserve bank of India the Customer shall provide such information and / or documents as the Essel Forex may from time to time reasonably request for the purpose of the providing services along with the following as one time documents to the "Essel Forex" 

. Memorandum & Articles of Association. 

. Address Proof (Tel bill copy / Corp tax payment, if any). 

. Detailed list of staff who would be authorized to place request for foreign exchange to be furnished. 

. Copy of Company Pan Card. 

. List of officials with names, designation and signatures authorised by the Managing Director / Chief Financial Officer of the company to conduct forex transactions on behalf the company. . KYC Form. And such other documents as notified by the RBI from time to time. 

OBLIGATIONS OF ESSEL VKC

a. Essel Forex shall ensure that it’s personnel, employees, representatives and agents engaged in the performance of the services under this Agreement shall not to influence, directly or indirectly, any officer, agent, representative of Customer to obtain any favourable business decision, Policy on prevention of Insider Trading and such other corporate governance policies as adopted by it from time to time.

OBLIGATIONS OF CUSTOMER

a) Customer shall provide such information / documents as notified by the Reserve Bank of India (RBI) notified Anti Money Laundering guidelines, Know Your Customer Policy and Foreign Exchange Management Act (FEMA) prevailing from to time. 

b) Customer (including its representatives) has not provided nor shall provide any gift, gratuity, service, or other inducement to any of the Essel VKC’s representatives involved in retaining the Services. 

c) Customer shall ensure that the execution, delivery and performance of this Agreement by it in accordance with its terms shall not: -

  • violate or conflict with its organizational documents; or 


  • with or without the giving of notice or the passage of time or both, conflict with, result in the breach or termination of, or constitute a default under, any agreement or arrangement to which it is a party or by which it or any of its properties or assets may be bound; or 


  • constitute violation of any law, regulation, order, writ, judgment, injunction or decree applicable to it or any of its properties or assets, or violate any license, permit, authorization, agreement, undertaking or other obligation to which it is bound.


LIMITATION OF LIABILITY

Notwithstanding anything contained in the Foreign Exchange Transaction Agreement or in other document: 

Under no circumstances shall Essel VKC’s total cumulative liability under this agreement (regardless of whether those claims arise out of a single event or a number of different events, exceed the aggregate amount paid to Essel Forex for services hereunder in the immediately preceding month to the month in which the claim or action arose.

INDEMNITY

Without prejudice to the other provisions of this Agreement and / or any other rights of the Parties, each Party to this Agreement ("Indemnifying Party") shall indemnify and keep indemnified the other Party ("Indemnified Party") including the Indemnified Party's directors, employees and agents from and against any and all actions, suits, claims, proceedings, costs, damages, judgements, amounts paid in settlement and expenses (including reasonable attorneys fees) (collectively "Loss") relating to or arising out of non–performance, and / or any breach of the representations, warranties, terms, undertakings or covenants under this Agreement by the Indemnifying Party. 

Notwithstanding anything to the contrary elsewhere contained in this or any other contract between the parties, neither party shall, in any event, be liable for any indirect or speculative or consequential or penal damages, including but not limited to, any loss of use and loss of income or profits, irrespective of whether it had an advance notice of the possibility of any such damages.

SETTLEMENT OF DISPUTES

a. If any dispute arises between any of the Parties during the subsistence of this Agreement or thereafter, in connection with the validity, interpretation, implementation or alleged breach of any provision of this Agreement or regarding a question, including the question as to whether the termination of this Agreement by any Party hereto has been legitimate ("Dispute"), the disputing Parties hereto shall endeavor to settle such Dispute amicably. The attempt to bring about an amicable settlement shall be considered to have failed if not resolved within 60 days from the date of the Dispute. 

b. If the disputing Parties are unable to amicably settle the Dispute in accordance as per above Clause 1 within the period specified therein, any disputing Party shall be entitled to serve a notice invoking this Clause and making a reference to a panel of three (3) arbitrators. For this purpose, each disputing Party shall appoint one arbitrator each and the arbitrators so appointed shall appoint another arbitrator who shall be the presiding arbitrator. The Arbitration proceedings shall be held in accordance with the Arbitration and Conciliation Act, 1996. 

c. The place of the arbitration shall be place of business. The proceedings of arbitration shall be in the English language. 

d. The Arbitrator’s award shall be substantiated in writing. Each Party to the Dispute shall bear its own costs, in relation to the arbitration proceedings and the Parties shall equally share the costs of arbitration. 

e. Subject to Clause 2 of this Settlement of Disputes Clause hereinabove, the Courts of Chennai alone shall have jurisdiction in all matters arising out of the arbitration proceedings or this Agreement.

GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the Law of India and Chennai Courts shall have exclusive jurisdiction.

FORCE MAJEURE

No Party shall be liable to the other, nor be in default if, and to the extent, that the performance or delay in performance of any of its obligations under this Agreement is prevented, restricted, delayed or interfered with due to circumstances beyond the reasonable control of such Party, including but not limited to, Government legislations, fires, floods, explosions, epidemics, diseases, accidents, acts of God, threat of wars, riots, strikes, lockouts, or other concerted acts of workmen, acts of Government, and / or industrial emergency. The Party claiming an event of force majeure shall promptly notify the other Parties in writing, and provide full particulars of the cause or event and the date of first occurrence thereof, as soon as possible after the event and also keep the other Parties informed of any further developments. The Party so affected shall use its best efforts to remove the cause of non-performance, and the Parties shall resume performance hereunder with the utmost dispatch when such cause is removed.

WAIVERS

Waiver by either Party of any default by the other Party shall not be deemed a waiver of any other default. No waiver of rights hereunder shall be effective unless in writing and signed by or on behalf of the Party granting the waiver.

INDEPENDENT CONTRACTORS

Essel Forex and Customer are independent contractors and this Agreement shall not establish any service arrangement, relationship of partnership, joint venture, employment, franchise or agency between Essel Forexand Customer. Neither Party shall have the power to bind the other Party or incur obligations on the other Party’s behalf without such other Party’s prior written consent, except as otherwise expressly provided herein.

ASSIGNMENT

This Agreement and the rights and liabilities hereunder shall bind and inure to the benefit of the respective successors of the Parties hereto, but no Party hereto shall assign or transfer any of its rights and liabilities hereunder to any other person (except for affiliates) without the prior written consent of the other Party.

TERMINATION

Either Party may terminate the Foreign Exchange Transaction Agreement by providing one (1) months prior written notice.

SEVERABILITY

If any provision of this Agreement or the application thereof to any person or circumstance shall be invalid or unenforceable to any extent, the remainder of this Agreement and the application of such provision to persons or circumstances other than those as to which it is held invalid or unenforceable shall not be affected thereby, and each provision of this Agreement shall be valid and enforceable to the fullest extent permitted by law. Any invalid or unenforceable provision of this Agreement shall be replaced with a provision, which is valid and enforceable and most nearly reflects the original intent of the unenforceable provision.

ENTIRE AGREEMENT

This Agreement, including all documents incorporated herein by reference, constitutes the complete and exclusive agreement between the Parties with respect to the subject matter hereof, and supersedes and replaces any and all prior or contemporaneous discussions, negotiations, understandings and Agreements, written and oral, regarding such subject matter. This Agreement may be executed in two or more counterparts, each of which will be deemed an original, but all of which together shall constitute one and the same instrument.

AMENDMENT

This Agreement may not be altered, modified or amended unless such alteration, modification or amendment is evidenced in writing and signed by the Parties.

AUTHORIZATION

The persons signing this Agreement on behalf of the Parties represent and covenant that they have the authority to so sign and execute this document on behalf of the Parties for whom they are signing.

NON EXCLUSIVE AGREEMENT

This Agreement shall be a non-exclusive agreement between the parties. Either party shall be entitled to enter in to similar kind of arrangements with third parties.

NOTICES

All notices required or permitted under this Agreement shall be in writing and shall be delivered personally, sent by registered post or sent by facsimile transmission and promptly confirmed by registered post to the addresses as follows:
 
ESSEL FINANCE VKC FOREX LTD 
Gee Gee Universal, 3rd Floor,
No.2, Mc Nichols Road, Chetpet,
Chennai – 600 031, India.

Any such notice shall be deemed given when so delivered personally. If the notice is sent by facsimile, then it will be deemed given upon completion of transmission, unless it is transmitted after 4 PM or not on a Business Day, in which case, it will be deemed given on the next business day. In matters of urgency, email notification shall suffice, when followed up by written notice.

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    Essel 3 In 1 Fund (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :16.85] ,    Essel 3 In 1 Fund (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :15.37] ,    Essel 3 In 1 Fund (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :16.85] ,    Essel 3 In 1 Fund - Direct (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :16.27] ,    Essel 3 In 1 Fund - Direct (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :15.97] ,    Essel 3 In 1 Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :17.89] ,    Essel Equity Fund (D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :17.68] ,    Essel Equity Fund (Div-H)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :14.54] ,    Essel Equity Fund (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :16.11] ,    Essel Equity Fund (Div-Y)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :19.26] ,    Essel Equity Fund (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :22.60] ,    Essel Equity Fund - Direct (D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :18.76] ,    Essel Equity Fund - Direct (Div-H)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :16.38] ,    Essel Equity Fund - Direct (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :15.92] ,    Essel Equity Fund - Direct (Div-Y)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :21.33] ,    Essel Equity Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :24.05] ,    Essel Flexible Income Fund (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :12.90] ,    Essel Flexible Income Fund (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :13.91] ,    Essel Flexible Income Fund (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :14.08] ,    Essel Flexible Income Fund - Direct (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :13.42] ,    Essel Flexible Income Fund - Direct (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :14.05] ,    Essel Flexible Income Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :14.81] ,    Essel Income Plus Fund (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :10.45] ,    Essel Income Plus Fund (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :11.27] ,    Essel Income Plus Fund (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :17.95] ,    Essel Income Plus Fund - Direct (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :11.27] ,    Essel Income Plus Fund - Direct (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :12.16] ,    Essel Income Plus Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :19.25] ,    Essel Liquid Fund - Direct (Div-D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,001.29] ,    Essel Liquid Fund - Direct (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,006.26] ,    Essel Liquid Fund - Direct (Div-W)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,001.13] ,    Essel Liquid Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,869.47] ,    Essel Liquid Fund - Regular (Div-D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,001.29] ,    Essel Liquid Fund - Regular (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,006.18] ,    Essel Liquid Fund - Regular (Div-W)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,001.15] ,    Essel Liquid Fund - Regular (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,861.86] ,    Essel Liquid Fund - UR & Dividend Plan - (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,865.93] ,    Essel Liquid Fund - UR & Dividend Plan GT 3Yrs  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,000.00] ,    Essel Long Term Advantage Fund (D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :14.06] ,    Essel Long Term Advantage Fund (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :14.06] ,    Essel Long Term Advantage Fund - Direct (D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :14.41] ,    Essel Long Term Advantage Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :14.50] ,    Essel Midcap Fund (D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :15.05] ,    Essel Midcap Fund (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :15.06] ,    Essel Midcap Fund - Direct (D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :15.41] ,    Essel Midcap Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :15.60] ,    Essel Short Term Fund (Bonus)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :13.91] ,    Essel Short Term Fund (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :10.47] ,    Essel Short Term Fund (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :10.81] ,    Essel Short Term Fund (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :18.56] ,    Essel Short Term Fund - Direct (Bonus)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :19.41] ,    Essel Short Term Fund - Direct (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :10.89] ,    Essel Short Term Fund - Direct (Div-Q)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :11.32] ,    Essel Short Term Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :19.38] ,    Essel Ultra Short Term Fund - Direct (Div-D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,006.65] ,    Essel Ultra Short Term Fund - Direct (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,021.32] ,    Essel Ultra Short Term Fund - Direct (Div-W)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,004.63] ,    Essel Ultra Short Term Fund - Direct (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,899.95] ,    Essel Ultra Short Term Fund - Regular (Div-D)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,005.46] ,    Essel Ultra Short Term Fund - Regular (Div-M)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,004.30] ,    Essel Ultra Short Term Fund - Regular (Div-W)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,003.86] ,    Essel Ultra Short Term Fund - Regular (G)  [ NAV DATE :24 - November - 2017]    [NAV PRICE :1,850.30] ,
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